FAQs

Frequently asked questions

Have questions? We’re here to help.

  • What are Special Designated Areas (SDAs)?

    SDAs are locations where foreign buyers can purchase property without restrictions. These areas often include luxury developments with high-end amenities.

  • Do I need a permit to buy property in Malta as a foreigner?

    Yes, non-Maltese residents typically require an Acquisition of Immovable Property (AIP) permit to buy property in Malta unless purchasing in Special Designated Areas (SDAs).

  • Can I buy property in Malta if I’m not an EU citizen?

    Yes, non-EU citizens can buy property in Malta, but they usually require an AIP permit unless buying in an SDA.

  • How much deposit is required when buying a property?

    Typically, a 10% deposit is required upon signing the Promise of Sale (Konvenju). For second time buyers this is usually 20-30%.

  • What is the Promise of Sale?

    The Promise of Sale (Konvenju) is a legal agreement between the buyer and seller that secures the property sale until the final deed is signed.

  • Are there any additional costs when purchasing property?

    Yes, additional costs include notary fees (1–3%), stamp duty (5% of the property value), and AIP permit fees (if applicable).

  • Can I gain residency by purchasing property in Malta?

    Purchasing property does not automatically grant residency. However, programs like the Malta Permanent Residence Program (MPRP) offer residency options for property buyers.

  • What documents do I need to sell property in Malta?

    You’ll need the property’s purchase agreement, identification documents, an energy performance certificate, and any necessary permits.

  • Are there any taxes on selling property?

    Yes, capital gains tax may apply depending on the length of ownership and whether the property is your primary residence.

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